Residential
(Single Family)
425 Settlers Way, Gray, TN 37615
6 Bedrooms, 4 Full Baths – Farmhouse, Craftsman, Traditional
Stories: 1
Price: $825,000
Price Per ft²: $173.61
List Date: 2026-04-02
DOM:
0
City Tax: $0
County Tax: $2,043
Year Built: 2013
Finished Area: 4,345 ft² (2,075 ft² on main level + 751 ft² on 2nd level + 1,519 ft² in basement)
Garage: 822 ft² Unfinished: 407 ft² (not in garage)
Total Area: 4,752 ft² (Finished & Unfinished)
Lot Size: 0.80 acre(s) Lot Dimensions: .80
Topography: Level, Rolling Slope
Heating: Central, Fireplace(s), Heat Pump Cooling: Heat Pump Water & Sewage: Public
Appliances: Dishwasher, Microwave, Refrigerator, Range, Disposal
Description
Some homes check the boxes. Others redefine how you live. Welcome to 425 Settlers Way, where thoughtful upgrades, flexible living space, & a setting that actually gives you room to breathe come together in a way that just feels right. Situated on an oversized ~0.8 acre lot in one of Gray's most desirable pockets, this home delivers something increasingly rare: true main-level living paired with meaningful square footage that adapts to your life. Step inside & you'll feel the flow immediately. The main living area (where a cozy fireplace adds warmth & character) opens seamlessly into the kitchen & dining space, anchored by a large island designed for real life: morning routines, catch-ups, & everything in between. Updated appliances (2020), a farmhouse sink, & clean finishes bring both style & function, while subtle design touches like the West Elm gold finishes elevate without overdoing it. The main level features 3 bedrooms, including a private primary suite with custom barn doors that add just the right amount of character. Everything about this level is designed for ease, comfort, & everyday livability. But this home doesn't stop at the main level, it expands in both directions, upstairs & down, each offering its own fully functional spaces. Upstairs, a F.R.O.G. (Finished Room Over Garage) is a true ensuite setup with full bath, closet, & bedroom, perfect for guests, a private office, or a tucked-away retreat. Just off this space, you'll find hundreds of square feet of walkout attic storage, giving you easy-access, highly usable space that's rarely found in most homes. Downstairs is where the opportunity really opens up. Finished just 2 years ago, the lower level, thoughtfully designed with separate entrance, has generated rental income. Complete with its own kitchenette (fridge, range, microwave, sink), full bath, bedroom, living room, gym w/mirrors (easily a 2nd bedroom), almost 200 sq ft of unfinished storage, & a dedicated garage ideal for storing everything
Community Information
Interior
Other Rooms: 2nd Kitchen, Primary Bedroom, Workshop, Utility Room, Recreation Room, Playroom, Media Room, Laundry, Primar
Fireplaces: 1 Rooms with Fireplaces: Gas Log, Great Room
Flooring: Carpet, Luxury Vinyl, Ceramic Tile, Hardwood Basement & Foundation: Interior Entry, Workshop, Walk-Out Access, Unfinished, Heated, Garage Door, Exterior Entry, Block
Other Features: Soaking Tub, See Remarks, Utility Sink, Open Floorplan, Primary Downstairs, Entrance Foyer, Granite Counte
Exterior
Porch, Patio, Decking Detail: Back, Covered, Front Porch, Deck, Rear Patio Roof: Shingle Exterior Finish: Brick, Vinyl Siding, Stone Veneer Garage: 2 Other Exterior: See Remarks
Listing by
Kw Johnson City